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Getting a credit card

If you have difficulty getting a new credit card, you may want to apply for a secured card from your financial institution. A secured card is a card backed-up or secured by funds you have deposited with the bank or credit union. Besides your local bank, several Canadian financial institutions offer secured credit cards and you can link directly to their web sites below:

Do not apply for more than one or two credit cards; each application for credit will show on your rating. Remember to pay your credit card balances on time to help rebuild your credit rating.

» Getting a Visa debit card


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